Tru Cooperative Bank GIC & Savings Rates
Rates last updated Nov 7, 2026
Tru Cooperative Bank's best GIC rate is currently 3.86% on its 5-Year GIC, and its high interest savings account pays 0.70%. It has the best tracked rate in 1 of the 11 GIC terms we monitor.
Deposits at Tru Cooperative Bank (opens in a new tab) are insured by the Canada Deposit Insurance Corporation (CDIC), which protects eligible deposits up to $100,000 per insured category, per member institution. Learn more at cdic.ca (opens in a new tab).
Tru Cooperative Bank is available to residents of British Columbia.
Tru Cooperative Bank GIC Rates by Term
| Product | Rate | Interest Paid | Min. Investment | Best Tracked Rate |
|---|---|---|---|---|
| 1-Month GIC (opens in a new tab) | 0.45% | At maturity | None | 2.15% at RBC Royal Bank |
| 2-Month GIC (opens in a new tab) | 2.06% | At maturity | None | 2.35% at RBC Royal Bank |
| 3-Month GIC (opens in a new tab) | 2.06% | At maturity | None | 4.40% at Duca |
| 4-Month GIC (opens in a new tab) | 2.06% | At maturity | None | 3.00% at Saven Financial |
| 6-Month GIC (opens in a new tab) | 3.01% | At maturity | None | Best rate ✓ |
| 9-Month GIC (opens in a new tab) | 3.11% | At maturity | None | 3.30% at EQ Bank |
| 1-Year GIC (opens in a new tab) | 3.36% | At maturity | None | 4.25% at Haventree Bank |
| 2-Year GIC (opens in a new tab) | 3.66% | At maturity | None | 4.30% at Wealth One Bank of Canada |
| 3-Year GIC (opens in a new tab) | 3.76% | At maturity | None | 4.40% at Wealth One Bank of Canada |
| 4-Year GIC (opens in a new tab) | 3.81% | At maturity | None | 4.45% at Wealth One Bank of Canada |
| 5-Year GIC (opens in a new tab) | 3.86% | At maturity | None | 4.55% at Wealth One Bank of Canada |
Tru Cooperative Bank Savings Account Rates
| Product | Rate | Interest Paid | Min. Investment | Best Tracked Rate |
|---|---|---|---|---|
| High Interest Savings (opens in a new tab) | 0.70% | — | None | 3.00% at Saven Financial |
Tru Cooperative Bank Mortgage Rates
| Product | Rate | Lowest Tracked Rate |
|---|---|---|
| 1-Year Fixed Mortgage (opens in a new tab) | 4.84% | 4.19% at Steinbach Credit Union |
| 2-Year Fixed Mortgage (opens in a new tab) | 4.79% | 4.19% at Steinbach Credit Union |
| 3-Year Fixed Mortgage (opens in a new tab) | 4.74% | 4.19% at Steinbach Credit Union |
| 4-Year Fixed Mortgage (opens in a new tab) | 4.79% | 4.29% at Steinbach Credit Union |
| 5-Year Fixed Mortgage (opens in a new tab) | 4.84% | 4.39% at Steinbach Credit Union |
| 7-Year Fixed Mortgage (opens in a new tab) | 7.49% | 4.99% at Prospera Credit Union |
| 10-Year Fixed Mortgage (opens in a new tab) | 7.74% | 5.36% at Prospera Credit Union |
| 5-Year Variable Mortgage (opens in a new tab) | 4.10% | 3.80% at Steinbach Credit Union |
Closed-term rates for conventional mortgages. Compare every lender in the best Canadian mortgage rates overview or the mortgage rate comparison.
Compare Before You Commit
Rates change frequently and the leader varies by term. See today's best GIC and HISA rates, view every institution side by side in the deposit rate comparison, or estimate your return with the GIC calculator.
Tru Cooperative Bank Rates: Frequently Asked Questions
What is Tru Cooperative Bank's best GIC rate right now?
Tru Cooperative Bank's best GIC rate is currently 3.86% on its 5-Year GIC (as of Nov 7, 2026). The best tracked rate for the same term in Canada is 4.55% from Wealth One Bank of Canada.
What is Tru Cooperative Bank's 1-year GIC rate?
Tru Cooperative Bank currently pays 3.36% on a 1-year non-registered GIC (as of Nov 7, 2026). The best 1-year GIC rate we track in Canada is 4.25% from Haventree Bank.
Are Tru Cooperative Bank GICs and deposits insured?
Yes. Eligible deposits at Tru Cooperative Bank are protected by the Canada Deposit Insurance Corporation (CDIC), which protects eligible deposits up to $100,000 per insured category, per member institution.
Who can open an account with Tru Cooperative Bank?
Residents of British Columbia can open an account with Tru Cooperative Bank.
Does Tru Cooperative Bank offer a high interest savings account?
Yes. Tru Cooperative Bank's high interest savings account currently pays 0.70% (as of Nov 7, 2026). The best HISA rate we track is 3.00% from Saven Financial.
How do Tru Cooperative Bank's GIC rates compare to other Canadian banks?
Tru Cooperative Bank currently has the best tracked rate in 1 of the 11 GIC terms we monitor. Use our side-by-side rate comparison to see how Tru Cooperative Bank stacks up against 37 other Canadian institutions across every term.
GIC Rates at Other Canadian Institutions
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- Kindred Credit Union GIC Rates
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- Oaken Financial GIC Rates
- Outlook Financial GIC Rates
- Prospera Credit Union GIC Rates
- Peoples Trust GIC Rates
- Pathwise Credit Union GIC Rates
- RBC GIC Rates
- Saven Financial GIC Rates
- Steinbach Credit Union GIC Rates
- Servus Credit Union GIC Rates
- Simplii Financial GIC Rates
- TD GIC Rates
- Tangerine GIC Rates
- WFCU Credit Union GIC Rates
- WealthONE Bank GIC Rates
- Your Neighbourhood Credit Union GIC Rates
Rates shown are for non-registered CAD deposits and may not reflect promotional or registered-plan offers. Always verify current rates with Tru Cooperative Bank (opens in a new tab) before making any decisions.
How we collect rates: We regularly collect rates from publicly available information published by financial institutions, with automated checks and periodic spot checks for accuracy.