Canadian Deposit and Mortgage Rates
The top deposit and mortgage rates we track in Canada, updated regularly. Pick a province to see the best rates open to its residents, then open a card for every institution and term.
- Deposit rates from 38 institutions
- Mortgage rates from 27 lenders
- Rates last updated: November 7, 2026
Best Savings and Short-Term GIC Rates in Canada
ProductHighest Rate atRate
Best Long-Term GIC Rates in Canada
ProductHighest Rate atRate
Best Mortgage Rates in Canada
TermLowest Rate atRate
- 1-Year FixedSteinbach Credit Union4.19%
- 2-Year FixedSteinbach Credit Union4.19%
- 3-Year FixedSteinbach Credit Union4.19%
- 4-Year FixedSteinbach Credit Union4.29%
- 5-Year FixedSteinbach Credit Union4.39%
- 7-Year FixedProspera4.99%
- 10-Year FixedProspera5.36%
- 3-Year VariableBeem4.15%
- 5-Year VariableSteinbach Credit Union3.80%
Disclaimer: Rates may not be accurate and may change without notice. Your actual rate depends on your application and the lender’s approval. Always verify current terms directly with the financial institution before making any decisions.
How we collect rates: We regularly collect rates from publicly available information published by financial institutions, with automated checks and periodic spot checks for accuracy.