Money, Savings and Investing Tools for Everyone
Build Your Wealth
AdvaEqs has tools for saving, spending and investing. Today you can compare savings and mortgage rates, use the calculators and read our articles.
- Rates from 38 institutions
- 5 free calculators
- Rates updated daily
Rates as of Nov 7, 2026. Confirm rates with the institution.
Start Here: Rates, Calculators and Articles
Compare what Canadian banks and credit unions pay on savings and GICs and charge on mortgages, and run the numbers for your own situation.
Best Deposit Rates in Canada
Calculators
$10,000 in today's best 5-year GIC
$12,491.66+$2,491.66
At maturity, 4.55% compounded annually
Latest Articles
- MortgageBuilding Your Down Payment, One Piece at a TimeLearn how to set a savings target, free up money in your budget, and use the FHSA, the Home Buyers' Plan and other savings options to build a down payment in Canada.
- SavingsHISA vs. GIC: Where Should You Keep Your Savings?Understand how HISAs, GICs and Notice Savings Accounts work, how they differ, and which option may be better for your savings.
- MortgageUnderstanding a MortgageLearn how down payments, amortization, mortgage terms, interest rates, and prepayment options work when financing a home in Canada.
Money Flow and Cost Base
Two new tools, coming soon.
Money Flow
Track your spending by category and compare it with a monthly budget.
- Import transactions from your bank's CSV files
- Categorize automatically with payee rules
- Monthly budget, recurring bills and spending reports
Cost Base
Track the cost base of your investments and calculate capital gains and losses for your tax return.
- Combines holdings of the same security across your accounts
- Handles CAD and USD trades, stock splits, return of capital and disallowed losses
- Capital gains and losses by tax year
What AdvaEqs Covers
AdvaEqs covers saving, spending and investing. Some tools are available now and others are coming soon.
- Step 1Available Now
Saving and Borrowing
Compare HISA, GIC and mortgage rates and use the calculators.
- Step 2Coming Soon
Spending
Track spending by category and set a budget.
Money Flow - Step 3Coming Soon
Investment Tracking
Track cost base and capital gains for CAD and USD trades.
Cost Base