Steinbach Credit Union GIC & Savings Rates
Rates last updated Nov 7, 2026
Steinbach Credit Union's best GIC rate is currently 4.30% on its 5-Year GIC, and its high interest savings account pays 2.50%. Across the 5 GIC terms we monitor, other institutions currently offer higher rates. The tables below show the best alternative for each term.
Deposits at Steinbach Credit Union (opens in a new tab) are insured by the Deposit Guarantee Corporation of Manitoba (DGCM), which guarantees all deposits at Manitoba credit unions with no dollar limit. Learn more at dgcm.ca (opens in a new tab).
Steinbach Credit Union is available to residents of every province and territory.
Steinbach Credit Union GIC Rates by Term
| Product | Rate | Interest Paid | Min. Investment | Best Tracked Rate |
|---|---|---|---|---|
| 1-Year GIC (opens in a new tab) | 3.90% | Annual | $250,000 | 4.25% at Haventree Bank |
| 2-Year GIC (opens in a new tab) | 4.00% | Annual | $250,000 | 4.30% at Wealth One Bank of Canada |
| 3-Year GIC (opens in a new tab) | 4.10% | Annual | $250,000 | 4.40% at Wealth One Bank of Canada |
| 4-Year GIC (opens in a new tab) | 4.20% | Annual | $250,000 | 4.45% at Wealth One Bank of Canada |
| 5-Year GIC (opens in a new tab) | 4.30% | Annual | $250,000 | 4.55% at Wealth One Bank of Canada |
Steinbach Credit Union Savings Account Rates
| Product | Rate | Interest Paid | Min. Investment | Best Tracked Rate |
|---|---|---|---|---|
| High Interest Savings (opens in a new tab) | 2.50% | — | $250,000 | 3.00% at Saven Financial |
Steinbach Credit Union Mortgage Rates
| Product | Rate | Lowest Tracked Rate |
|---|---|---|
| 1-Year Fixed Mortgage (opens in a new tab) | 4.19% | Lowest rate ✓ |
| 2-Year Fixed Mortgage (opens in a new tab) | 4.19% | Lowest rate ✓ |
| 3-Year Fixed Mortgage (opens in a new tab) | 4.19% | Lowest rate ✓ |
| 4-Year Fixed Mortgage (opens in a new tab) | 4.29% | Lowest rate ✓ |
| 5-Year Fixed Mortgage (opens in a new tab) | 4.39% | Lowest rate ✓ |
| 5-Year Variable Mortgage (opens in a new tab) | 3.80% | Lowest rate ✓ |
Closed-term rates for conventional mortgages. Compare every lender in the best Canadian mortgage rates overview or the mortgage rate comparison.
Compare Before You Commit
Rates change frequently and the leader varies by term. See today's best GIC and HISA rates, view every institution side by side in the deposit rate comparison, or estimate your return with the GIC calculator.
Steinbach Credit Union Rates: Frequently Asked Questions
What is Steinbach Credit Union's best GIC rate right now?
Steinbach Credit Union's best GIC rate is currently 4.30% on its 5-Year GIC (as of Nov 7, 2026). The best tracked rate for the same term in Canada is 4.55% from Wealth One Bank of Canada.
What is Steinbach Credit Union's 1-year GIC rate?
Steinbach Credit Union currently pays 3.90% on a 1-year non-registered GIC (as of Nov 7, 2026). The best 1-year GIC rate we track in Canada is 4.25% from Haventree Bank.
Are Steinbach Credit Union GICs and deposits insured?
Yes. Eligible deposits at Steinbach Credit Union are protected by the Deposit Guarantee Corporation of Manitoba (DGCM), which guarantees all deposits at Manitoba credit unions with no dollar limit.
Who can open an account with Steinbach Credit Union?
Residents of every province and territory can open an account with Steinbach Credit Union.
Does Steinbach Credit Union offer a high interest savings account?
Yes. Steinbach Credit Union's high interest savings account currently pays 2.50% (as of Nov 7, 2026). The best HISA rate we track is 3.00% from Saven Financial.
How do Steinbach Credit Union's GIC rates compare to other Canadian banks?
Steinbach Credit Union does not currently lead any of the 5 GIC terms we monitor. Online banks and credit unions often pay more than posted big-bank rates. Use our side-by-side rate comparison to see how Steinbach Credit Union stacks up against 37 other Canadian institutions across every term.
GIC Rates at Other Canadian Institutions
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Rates shown are for non-registered CAD deposits and may not reflect promotional or registered-plan offers. Always verify current rates with Steinbach Credit Union (opens in a new tab) before making any decisions.
How we collect rates: We regularly collect rates from publicly available information published by financial institutions, with automated checks and periodic spot checks for accuracy.