Peoples Trust GIC & Savings Rates
Rates last updated Nov 7, 2026
Peoples Trust's best GIC rate is currently 3.70% on its 1-Year GIC, and its high interest savings account pays 1.20%. Across the 11 GIC terms we monitor, other institutions currently offer higher rates. The tables below show the best alternative for each term.
Deposits at Peoples Trust (opens in a new tab) are insured by the Canada Deposit Insurance Corporation (CDIC), which protects eligible deposits up to $100,000 per insured category, per member institution. Learn more at cdic.ca (opens in a new tab).
Peoples Trust is available to residents of every province and territory.
Peoples Trust GIC Rates by Term
| Product | Rate | Interest Paid | Min. Investment | Best Tracked Rate |
|---|---|---|---|---|
| 1-Month GIC | 1.20% | At maturity | None | 2.15% at RBC Royal Bank |
| 2-Month GIC | 1.50% | At maturity | None | 2.35% at RBC Royal Bank |
| 3-Month GIC | 1.90% | At maturity | None | 4.40% at Duca |
| 4-Month GIC | 2.05% | At maturity | None | 3.00% at Saven Financial |
| 6-Month GIC | 2.30% | At maturity | None | 3.01% at Tru Cooperative Bank |
| 9-Month GIC | 2.50% | At maturity | None | 3.30% at EQ Bank |
| 1-Year GIC (opens in a new tab) | 3.70% | At maturity | None | 4.25% at Haventree Bank |
| 2-Year GIC | 3.00% | At maturity | None | 4.30% at Wealth One Bank of Canada |
| 3-Year GIC | 3.25% | At maturity | None | 4.40% at Wealth One Bank of Canada |
| 4-Year GIC | 3.25% | At maturity | None | 4.45% at Wealth One Bank of Canada |
| 5-Year GIC | 3.45% | At maturity | None | 4.55% at Wealth One Bank of Canada |
Peoples Trust Savings Account Rates
| Product | Rate | Interest Paid | Min. Investment | Best Tracked Rate |
|---|---|---|---|---|
| High Interest Savings (opens in a new tab) | 1.20% | — | None | 3.00% at Saven Financial |
Compare Before You Commit
Rates change frequently and the leader varies by term. See today's best GIC and HISA rates, view every institution side by side in the deposit rate comparison, or estimate your return with the GIC calculator.
Peoples Trust Rates: Frequently Asked Questions
What is Peoples Trust's best GIC rate right now?
Peoples Trust's best GIC rate is currently 3.70% on its 1-Year GIC (as of Nov 7, 2026). The best tracked rate for the same term in Canada is 4.25% from Haventree Bank.
Are Peoples Trust GICs and deposits insured?
Yes. Eligible deposits at Peoples Trust are protected by the Canada Deposit Insurance Corporation (CDIC), which protects eligible deposits up to $100,000 per insured category, per member institution.
Who can open an account with Peoples Trust?
Residents of every province and territory can open an account with Peoples Trust.
Does Peoples Trust offer a high interest savings account?
Yes. Peoples Trust's high interest savings account currently pays 1.20% (as of Nov 7, 2026). The best HISA rate we track is 3.00% from Saven Financial.
How do Peoples Trust's GIC rates compare to other Canadian banks?
Peoples Trust does not currently lead any of the 11 GIC terms we monitor. Online banks and credit unions often pay more than posted big-bank rates. Use our side-by-side rate comparison to see how Peoples Trust stacks up against 37 other Canadian institutions across every term.
GIC Rates at Other Canadian Institutions
- Achieva Financial GIC Rates
- Alterna Bank GIC Rates
- ATB Financial GIC Rates
- Beem Credit Union GIC Rates
- BMO GIC Rates
- Scotiabank GIC Rates
- CIBC GIC Rates
- Canadian Tire Bank GIC Rates
- DUCA Credit Union GIC Rates
- EQ Bank GIC Rates
- FirstOntario Credit Union GIC Rates
- Hubert Financial GIC Rates
- Haventree Bank GIC Rates
- ICICI Bank Canada GIC Rates
- Kindred Credit Union GIC Rates
- Kawartha Financial Services GIC Rates
- Libro Credit Union GIC Rates
- Meridian Credit Union GIC Rates
- Manulife Bank GIC Rates
- National Bank of Canada GIC Rates
- Northern Birch Credit Union GIC Rates
- Northern Credit Union GIC Rates
- Oaken Financial GIC Rates
- Outlook Financial GIC Rates
- Prospera Credit Union GIC Rates
- Pathwise Credit Union GIC Rates
- RBC GIC Rates
- Saven Financial GIC Rates
- Steinbach Credit Union GIC Rates
- Servus Credit Union GIC Rates
- Simplii Financial GIC Rates
- TD GIC Rates
- Tangerine GIC Rates
- Tru Cooperative Bank GIC Rates
- WFCU Credit Union GIC Rates
- WealthONE Bank GIC Rates
- Your Neighbourhood Credit Union GIC Rates
Rates shown are for non-registered CAD deposits and may not reflect promotional or registered-plan offers. Always verify current rates with Peoples Trust (opens in a new tab) before making any decisions.
How we collect rates: We regularly collect rates from publicly available information published by financial institutions, with automated checks and periodic spot checks for accuracy.