Outlook Financial GIC & Savings Rates
Rates last updated Nov 7, 2026
Outlook Financial's best GIC rate is currently 4.35% on its 5-Year GIC, and its high interest savings account pays 2.20%. Across the 5 GIC terms we monitor, other institutions currently offer higher rates. The tables below show the best alternative for each term.
Deposits at Outlook Financial (opens in a new tab) are insured by the Deposit Guarantee Corporation of Manitoba (DGCM), which guarantees all deposits at Manitoba credit unions with no dollar limit. Learn more at dgcm.ca (opens in a new tab).
Outlook Financial is available to residents of every province and territory.
Outlook Financial GIC Rates by Term
| Product | Rate | Interest Paid | Min. Investment | Best Tracked Rate |
|---|---|---|---|---|
| 1-Year GIC (opens in a new tab) | 3.95% | Annual | $1,000 | 4.25% at Haventree Bank |
| 2-Year GIC (opens in a new tab) | 4.05% | Annual | $1,000 | 4.30% at Wealth One Bank of Canada |
| 3-Year GIC (opens in a new tab) | 4.15% | Annual | $1,000 | 4.40% at Wealth One Bank of Canada |
| 4-Year GIC (opens in a new tab) | 4.20% | Annual | $1,000 | 4.45% at Wealth One Bank of Canada |
| 5-Year GIC (opens in a new tab) | 4.35% | Annual | $1,000 | 4.55% at Wealth One Bank of Canada |
Outlook Financial Savings Account Rates
| Product | Rate | Interest Paid | Min. Investment | Best Tracked Rate |
|---|---|---|---|---|
| High Interest Savings (opens in a new tab) | 2.20% | — | None | 3.00% at Saven Financial |
Compare Before You Commit
Rates change frequently and the leader varies by term. See today's best GIC and HISA rates, view every institution side by side in the deposit rate comparison, or estimate your return with the GIC calculator.
Outlook Financial Rates: Frequently Asked Questions
What is Outlook Financial's best GIC rate right now?
Outlook Financial's best GIC rate is currently 4.35% on its 5-Year GIC (as of Nov 7, 2026). The best tracked rate for the same term in Canada is 4.55% from Wealth One Bank of Canada.
What is Outlook Financial's 1-year GIC rate?
Outlook Financial currently pays 3.95% on a 1-year non-registered GIC (as of Nov 7, 2026). The best 1-year GIC rate we track in Canada is 4.25% from Haventree Bank.
Are Outlook Financial GICs and deposits insured?
Yes. Eligible deposits at Outlook Financial are protected by the Deposit Guarantee Corporation of Manitoba (DGCM), which guarantees all deposits at Manitoba credit unions with no dollar limit.
Who can open an account with Outlook Financial?
Residents of every province and territory can open an account with Outlook Financial.
Does Outlook Financial offer a high interest savings account?
Yes. Outlook Financial's high interest savings account currently pays 2.20% (as of Nov 7, 2026). The best HISA rate we track is 3.00% from Saven Financial.
How do Outlook Financial's GIC rates compare to other Canadian banks?
Outlook Financial does not currently lead any of the 5 GIC terms we monitor. Online banks and credit unions often pay more than posted big-bank rates. Use our side-by-side rate comparison to see how Outlook Financial stacks up against 37 other Canadian institutions across every term.
GIC Rates at Other Canadian Institutions
- Achieva Financial GIC Rates
- Alterna Bank GIC Rates
- ATB Financial GIC Rates
- Beem Credit Union GIC Rates
- BMO GIC Rates
- Scotiabank GIC Rates
- CIBC GIC Rates
- Canadian Tire Bank GIC Rates
- DUCA Credit Union GIC Rates
- EQ Bank GIC Rates
- FirstOntario Credit Union GIC Rates
- Hubert Financial GIC Rates
- Haventree Bank GIC Rates
- ICICI Bank Canada GIC Rates
- Kindred Credit Union GIC Rates
- Kawartha Financial Services GIC Rates
- Libro Credit Union GIC Rates
- Meridian Credit Union GIC Rates
- Manulife Bank GIC Rates
- National Bank of Canada GIC Rates
- Northern Birch Credit Union GIC Rates
- Northern Credit Union GIC Rates
- Oaken Financial GIC Rates
- Prospera Credit Union GIC Rates
- Peoples Trust GIC Rates
- Pathwise Credit Union GIC Rates
- RBC GIC Rates
- Saven Financial GIC Rates
- Steinbach Credit Union GIC Rates
- Servus Credit Union GIC Rates
- Simplii Financial GIC Rates
- TD GIC Rates
- Tangerine GIC Rates
- Tru Cooperative Bank GIC Rates
- WFCU Credit Union GIC Rates
- WealthONE Bank GIC Rates
- Your Neighbourhood Credit Union GIC Rates
Rates shown are for non-registered CAD deposits and may not reflect promotional or registered-plan offers. Always verify current rates with Outlook Financial (opens in a new tab) before making any decisions.
How we collect rates: We regularly collect rates from publicly available information published by financial institutions, with automated checks and periodic spot checks for accuracy.