Pathwise Credit Union GIC & Savings Rates
Rates last updated Nov 7, 2026
Pathwise Credit Union's best GIC rate is currently 3.70% on its 5-Year GIC. Across the 6 GIC terms we monitor, other institutions currently offer higher rates. The tables below show the best alternative for each term.
Deposits at Pathwise Credit Union (opens in a new tab) are insured by the Financial Services Regulatory Authority of Ontario (FSRA), which insures eligible deposits at Ontario credit unions up to $250,000 per depositor at each credit union for non-registered deposits, and with no limit for deposits in registered accounts. Learn more at fsrao.ca (opens in a new tab).
Pathwise Credit Union is available to residents of Ontario.
Pathwise Credit Union GIC Rates by Term
| Product | Rate | Interest Paid | Min. Investment | Best Tracked Rate |
|---|---|---|---|---|
| 1-Year GIC (opens in a new tab) | 3.30% | Annual | None | 4.25% at Haventree Bank |
| 1.5-Year GIC (opens in a new tab) | 3.35% | Annual | None | 4.10% at Wealth One Bank of Canada |
| 2-Year GIC (opens in a new tab) | 3.50% | Annual | None | 4.30% at Wealth One Bank of Canada |
| 3-Year GIC (opens in a new tab) | 3.60% | Annual | None | 4.40% at Wealth One Bank of Canada |
| 4-Year GIC (opens in a new tab) | 3.55% | Annual | None | 4.45% at Wealth One Bank of Canada |
| 5-Year GIC (opens in a new tab) | 3.70% | Annual | None | 4.55% at Wealth One Bank of Canada |
Pathwise Credit Union Mortgage Rates
| Product | Rate | Lowest Tracked Rate |
|---|---|---|
| 1-Year Fixed Mortgage (opens in a new tab) | 5.99% | 4.19% at Steinbach Credit Union |
| 2-Year Fixed Mortgage (opens in a new tab) | 5.09% | 4.19% at Steinbach Credit Union |
| 3-Year Fixed Mortgage (opens in a new tab) | 4.79% | 4.19% at Steinbach Credit Union |
| 4-Year Fixed Mortgage (opens in a new tab) | 4.89% | 4.29% at Steinbach Credit Union |
| 5-Year Fixed Mortgage (opens in a new tab) | 4.89% | 4.39% at Steinbach Credit Union |
| 5-Year Variable Mortgage (opens in a new tab) | 4.70% | 3.80% at Steinbach Credit Union |
Closed-term rates for conventional mortgages. Compare every lender in the best Canadian mortgage rates overview or the mortgage rate comparison.
Compare Before You Commit
Rates change frequently and the leader varies by term. See today's best GIC and HISA rates, view every institution side by side in the deposit rate comparison, or estimate your return with the GIC calculator.
Pathwise Credit Union Rates: Frequently Asked Questions
What is Pathwise Credit Union's best GIC rate right now?
Pathwise Credit Union's best GIC rate is currently 3.70% on its 5-Year GIC (as of Nov 7, 2026). The best tracked rate for the same term in Canada is 4.55% from Wealth One Bank of Canada.
What is Pathwise Credit Union's 1-year GIC rate?
Pathwise Credit Union currently pays 3.30% on a 1-year non-registered GIC (as of Nov 7, 2026). The best 1-year GIC rate we track in Canada is 4.25% from Haventree Bank.
Are Pathwise Credit Union GICs and deposits insured?
Yes. Eligible deposits at Pathwise Credit Union are protected by the Financial Services Regulatory Authority of Ontario (FSRA), which insures eligible deposits at Ontario credit unions up to $250,000 per depositor at each credit union for non-registered deposits, and with no limit for deposits in registered accounts.
Who can open an account with Pathwise Credit Union?
Residents of Ontario can open an account with Pathwise Credit Union.
Does Pathwise Credit Union offer a high interest savings account?
We don't currently track a high interest savings account from Pathwise Credit Union. We only track its GIC rates. See our full rate comparison for the best HISA rates in Canada.
How do Pathwise Credit Union's GIC rates compare to other Canadian banks?
Pathwise Credit Union does not currently lead any of the 6 GIC terms we monitor. Online banks and credit unions often pay more than posted big-bank rates. Use our side-by-side rate comparison to see how Pathwise Credit Union stacks up against 37 other Canadian institutions across every term.
GIC Rates at Other Canadian Institutions
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- Steinbach Credit Union GIC Rates
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- Tru Cooperative Bank GIC Rates
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- WealthONE Bank GIC Rates
- Your Neighbourhood Credit Union GIC Rates
Rates shown are for non-registered CAD deposits and may not reflect promotional or registered-plan offers. Always verify current rates with Pathwise Credit Union (opens in a new tab) before making any decisions.
How we collect rates: We regularly collect rates from publicly available information published by financial institutions, with automated checks and periodic spot checks for accuracy.