Canadian Tire Bank GIC & Savings Rates
Rates last updated Nov 7, 2026
Canadian Tire Bank's best GIC rate is currently 4.20% on its 5-Year GIC, and its high interest savings account pays 2.40%. Across the 5 GIC terms we monitor, other institutions currently offer higher rates. The tables below show the best alternative for each term.
Deposits at Canadian Tire Bank (opens in a new tab) are insured by the Canada Deposit Insurance Corporation (CDIC), which protects eligible deposits up to $100,000 per insured category, per member institution. Learn more at cdic.ca (opens in a new tab).
Canadian Tire Bank is available to residents of every province and territory except Quebec.
Canadian Tire Bank GIC Rates by Term
| Product | Rate | Interest Paid | Min. Investment | Best Tracked Rate |
|---|---|---|---|---|
| 1-Year GIC (opens in a new tab) | 2.35% | At maturity | $1,000 | 4.25% at Haventree Bank |
| 2-Year GIC (opens in a new tab) | 2.40% | At maturity | $1,000 | 4.30% at Wealth One Bank of Canada |
| 3-Year GIC (opens in a new tab) | 2.45% | At maturity | $1,000 | 4.40% at Wealth One Bank of Canada |
| 4-Year GIC (opens in a new tab) | 2.50% | At maturity | $1,000 | 4.45% at Wealth One Bank of Canada |
| 5-Year GIC (opens in a new tab) | 4.20% | At maturity | $1,000 | 4.55% at Wealth One Bank of Canada |
Canadian Tire Bank Savings Account Rates
| Product | Rate | Interest Paid | Min. Investment | Best Tracked Rate |
|---|---|---|---|---|
| High Interest Savings (opens in a new tab) | 2.40% | — | None | 3.00% at Saven Financial |
Compare Before You Commit
Rates change frequently and the leader varies by term. See today's best GIC and HISA rates, view every institution side by side in the deposit rate comparison, or estimate your return with the GIC calculator.
Canadian Tire Bank Rates: Frequently Asked Questions
What is Canadian Tire Bank's best GIC rate right now?
Canadian Tire Bank's best GIC rate is currently 4.20% on its 5-Year GIC (as of Nov 7, 2026). The best tracked rate for the same term in Canada is 4.55% from Wealth One Bank of Canada.
What is Canadian Tire Bank's 1-year GIC rate?
Canadian Tire Bank currently pays 2.35% on a 1-year non-registered GIC (as of Nov 7, 2026). The best 1-year GIC rate we track in Canada is 4.25% from Haventree Bank.
Are Canadian Tire Bank GICs and deposits insured?
Yes. Eligible deposits at Canadian Tire Bank are protected by the Canada Deposit Insurance Corporation (CDIC), which protects eligible deposits up to $100,000 per insured category, per member institution.
Who can open an account with Canadian Tire Bank?
Residents of every province and territory except Quebec can open an account with Canadian Tire Bank.
Does Canadian Tire Bank offer a high interest savings account?
Yes. Canadian Tire Bank's high interest savings account currently pays 2.40% (as of Nov 7, 2026). The best HISA rate we track is 3.00% from Saven Financial.
How do Canadian Tire Bank's GIC rates compare to other Canadian banks?
Canadian Tire Bank does not currently lead any of the 5 GIC terms we monitor. Online banks and credit unions often pay more than posted big-bank rates. Use our side-by-side rate comparison to see how Canadian Tire Bank stacks up against 37 other Canadian institutions across every term.
GIC Rates at Other Canadian Institutions
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Rates shown are for non-registered CAD deposits and may not reflect promotional or registered-plan offers. Always verify current rates with Canadian Tire Bank (opens in a new tab) before making any decisions.
How we collect rates: We regularly collect rates from publicly available information published by financial institutions, with automated checks and periodic spot checks for accuracy.